First, when you apply for a mortgage, the account manager recommends that you apply for a credit card in order to complete your task. Because the mortgage goes to Bank of Communications, you will have a real estate license as collateral, so your customers are quality customers and there is almost no risk.

Second, the gold card only represents the bank's recognition of your good qualifications. Of course, the amount of gold card is generally higher than that of Puka, but it doesn't mean that gold card must be higher than Puka. The amount of gold and ordinary cards is generally between 2000 and 50000. It is impossible to determine whether it is a gold card by the amount. I personally filled in the information on the Internet and got a 33,000 yuan Bank of Communications credit card, which is a gold card.

Iii. About the quota: In order to prevent risks, banks will comprehensively consider all aspects. It doesn't matter whether the salary is high or not, but mainly stability. The ordinary technicians of a technology company may be awarded much more than the owner of a private shop.

I hope my answer can help you, and I hope it will be adopted!