Guangfa Credit Card has a one-day repayment grace period, and the latest repayment time depends on which repayment method is selected:

If you use the Guangfa Bank APP, online banking or official WeChat account, and the official WeChat of "Guangfa Credit", you need to repay the loan before 22:00;

Repayment with Alipay or Tenpay needs to be made before 20:00;

Super online banking repayment needs to be made before 20:30.