In August 2011, when Gu Yue (pseudonym), a man from Harbin, Heilongjiang, was studying in college, at the request of an acquaintance named Ping, Gu Yue took out a loan of 500,000 yuan from a bank in his own name. This is really the case these days. A kind of brainless person who lends money to others. The mortgage was for the ashes depository and the land certificate was forged

Gu Yue helped a friend borrow money. His friend Ping said that he could use the land use rights and above-ground properties under his name as collateral for the loan. Collateral. According to the agreement, the loan will be used by Ping, and the principal and interest will be returned by Ping. But when the loan expired, Ping couldn't pay back the money. The court also encountered obstacles when enforcing the mortgaged property, because the property was actually a local ashes depository and could not be auctioned. The court said that the auction would require moving all the ashes inside, which was impossible. Therefore, Gu Yue had to repay the principal and interest of all the loans by himself, totaling more than 720,000 yuan.

After a subsequent public security investigation, it was found that the land use right certificate used for mortgage by Ping in 2011 was forged by an individual. The notice of filing a case issued by the Bin County Public Security Bureau of Harbin in September 2019 showed that in accordance with relevant legal provisions, the police decided to file a case for investigation into Ping's suspected forgery of state agency documents. Regarding why Ping was able to use a fake land certificate to apply for a real estate certificate and go through the mortgage procedures, on July 28, a staff member of the Binxian County Commission for Discipline Inspection who was responsible for investigating the matter told The Paper that Ping’s forgery of the land certificate was a personal act and had nothing to do with it. Public officials are involved. When handling real estate certificates and mortgage registrations, staff from the Bin County Real Estate Bureau and other departments have no authority to verify the authenticity of the land certificates, so there are no violations by public officials. Even if they are relatives, don’t make blind guarantees, don’t sign casually, don’t borrow money casually, there are too many pitfalls in this society

In fact, Gu Yue is willing to help him with the loan. Not only are they good friends, but Ping is also a good friend of his father. , so I believed it. But as the saying goes, brothers settle accounts openly, and even brothers cannot blindly guarantee or sign blindly. Even if you want to help your father get a loan, you have to ask for the reason, not to mention that he is just your father's friend. Normally, he should be looking for your father. Why is he looking for you? Isn't he determined to lie to you? I think you are easy to deceive as a college student. Regardless of whether they are college students or not, they are all adults and must be responsible for what they do. People keep getting scammed! How to prevent loan scams?

In addition to helping friends get defrauded with loans, there are also various online loans and various tricks. Now that the economic situation is so bad, can we not spend money in advance, not use credit cards, etc. If we really need money urgently, we must take professional loans from banks and refuse all kinds of online loans. Various tricks are hard to guard against, so we have no choice but not to go Use it.