You can apply for a platinum credit card of 6,543,800+million at a bank outlet, but you must obtain the recommendation of the bank (the outlet is a branch or sub-branch). Only the recommended customers have the opportunity to get a higher amount. In addition to good relations with banks, there are only some ways to get recommendations. The easiest way is to save a sum of money and get the VIP customer qualification of the bank. After getting the qualification, you can often get tens of thousands or even hundreds of thousands of credit cards. You can transfer money when you get the card. You can get a bank recommendation by purchasing funds and so on.

If you want to apply for a large credit card, you must fill in the application form as detailed and complete as possible. For the contents in the credit card application form, many applicants will skip the non-required items in order to save trouble. However, according to Bian Xiao's survey, the more complete your information, the higher the pass rate of bank approval of large credit cards. There are several items that can increase the most points. The remaining fixed telephone numbers are the fixed telephone numbers of the city. Marital status is married, household registration is local household registration, and real estate such as real estate or car is owned. Credit cards can be divided into ordinary cards, gold cards and platinum cards. The so-called high-limit credit cards are generally high-limit platinum cards and diamond cards. Platinum cards and diamond cards are both credit cards with high credit lines, and the maximum credit lines of platinum cards and diamond cards can reach 200,000 to 6.5438+00,000.

1. In fact, the most effective way to handle 1 10,000 credit cards is the real estate license, driver's license and high insurance policy. In fact, the most important thing is how to combine the certificate, ticket and bill reasonably. Appropriate material combination will increase the credit line by nearly 300% ~ 800%. Provide other materials that can prove their qualifications or qualifications, such as other bank card account opening letters or statements, certificates of large time deposits, VIP customer cards of other banks, professional certificates (lawyer certificates, accounting certificates, etc.). ). Analysis of the essence of bank credit card business: First of all, banks are enterprises that manage funds and make profits through deposit and loan spreads. As long as it is an enterprise, no matter what type of enterprise, it depends on profit. Banks run their business for profit.

2. Secondly, credit card business is one of the many business types of banks, and it is also a form of bank profit. The main methods are: interest, late payment fee, installment service fee, merchant contract promotion and installment consumption service fee. Psychological game analysis between banks and cardholders: the psychology of banks is very contradictory. On the one hand, they are afraid of risks; On the other hand, they want to make more money. Cardholders not only want more and more money, but also want to reduce unnecessary expenses and waste. The money the bank gives you is used to make money. It's not a philanthropist. When you are in trouble, it will give you timely help. If you can't earn the income standard of the benchmark interest rate loan, it's best not to give it to you. It's best to give it to other people who can make money. It is best to seal the card or reduce the quantity. Remember: first, let the bank feel safe, and second, let the bank make money (the benchmark mortgage interest rate for income is the same).