How many days is the repayment grace period for Hua Xia Bank's credit card?

The repayment grace period for Hua Xia Bank's credit card is three days. If the credit card holder cannot repay within the specified repayment period, If the minimum repayment amount is reached, as long as the cardholder can repay the minimum repayment amount before 19:00 on the third day after the due payment date, it will be regarded as repayment on time and will not be regarded as overdue.

The repayment grace period provided by Hua Xia Bank does not require credit card holders to actively apply. Hua Xia Bank will extend it by itself.

Due to the recent impact of the epidemic, those credit card holders who have temporarily lost their source of income, as well as medical staff and government workers who have participated in epidemic prevention and control work and are inconvenient to repay their loans, Huaxia The bank has also arranged differentiated repayment financial service measures. These people can contact the staff of Hua Xia Bank to register.

Hua Xia Bank Credit Card Grace Period

The grace period for Hua Xia Bank Credit Card is generally 3 days. The China Banking Association has released a new version of the "China Bank Card Self-Discipline Convention", which requires banks to provide cardholders with "tolerance and time tolerance" services with certain limits and graceful repayment periods. The Convention was implemented in July 2013. It will be implemented from January 1st. The Convention also stipulates that banks must not only provide repayment reminders through text messages, emails, etc. at least 3 days before the due date of repayment, but also provide at least 3 days of repayment grace period services. That is to say, if the cardholder repays the money within 3 days after the specified repayment date, the bank will treat it as full repayment in the same period, and no penalty interest will be allowed, and no overdue repayment record will be recorded.

1. Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services; in terms of credit card limit, repayment period, interest-free policy, etc. There is something innovative. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market. Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services; in terms of credit card limit, repayment period, interest-free policy, etc. There is something innovative. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market.

2. Hua Xia Bank Credit Card Center cooperated with MasterCard to launch China’s first high-end titanium credit card, creating a precedent for China’s credit card market. In addition to having a higher credit limit and more flexible and convenient financial functions than gold cards and ordinary cards, the Titanium Card also provides customers with the "Health Exclusive" VIP Medical Plan, the "Safe Journey" high-limit protection plan, and the " Value-added services such as “Only What You Need” thoughtful financial services meet the needs of financial consumers in the current market for quality of life services and personalized services. The competition in the credit card market is intensifying. In order to meet the market challenges and win the market, Hua Xia Bank has given Hua Xia Credit Card many value-added services, which reflects the thoughtfulness and humanity of Hua Xia Credit Card in terms of services. It is because of these unique and differentiated services that industry insiders say this card will soon become one of the most distinctive financial products in the Chinese market.

3. Huaxia Bank has entered the credit card business for the first time since its establishment in 1992. Hou Ping, CEO of Hua Xia Bank Credit Card Center, told reporters: "Hua Xia Credit Card has fully considered differentiated needs in product function design. We hope that through the unique functional points provided by Hua Xia Credit Card, we can enhance cardholders' financial control power and satisfy higher-level needs." financial needs. These features are innovatively developed by combining international advanced financial product concepts with the actual needs of Chinese local consumers, such as 'easy turnover', 'big borrowing and small repayment', 'risk-free' and other innovative features. Product functional design.

"As of May 2012, Hua Xia Bank has 34 first-level branches, 23 second-level branches, 12 off-site sub-branches, and more than 430 sub-branches and other business institutions in China; it controls 3 rural banks; in Yunnan, it is preparing to establish Hua Xia Bank Bank Financial Leasing Co., Ltd.;[28] is currently preparing to open a Hong Kong branch overseas.

Is there any late repayment period for Hua Xia Bank credit cards?

There is time for repayment of Hua Xia Bank credit cards (also). Since the card was issued on June 18, 2007, Hua Xia Bank Credit Card has provided cardholders with convenient and convenient services of time-tolerant repayment. The time-tolerance service is within three days from the due date of repayment, such as If the customer's deposit arrives before 19:00 on the third day after the due payment date, the Huaxia Bank system will regard the customer as repaying the money on time.

According to Huaxia Bank's credit card pricing basis document "Commercial Banking Service Prices". Administrative Measures" Banking Regulatory Commission and National Development and Reform Commission (2014 No. 1), Hua Xia Credit Card holders who have not repaid the minimum credit card repayment amount after the grace period will be charged liquidated damages based on 5% of the unpaid portion of the minimum repayment amount, with a maximum of RMB 2,000 or USD 250

Extended information:

In addition to providing a grace period for credit cards, Hua Xia Bank also provides flexible installment services. Hua Xia Credit Cards (except Hua Xia Yi Da Gold Card, Caizhi Installment Card) Cardholders choose the number of installments according to their needs, and each month is divided into 1-36 installments. The handling fee standards are different for different installments; the handling rate is: 0-1.5/issue. It can be collected in one go or in monthly installments; the remaining handling fee will be charged for early repayment.

Hua Xia Bank-3-7 Credit Card Business (New)

The grace period for Hua Xia Bank credit card repayment is. How many days

Hua Xia Bank credit card repayment will provide users with a three-day grace period, so it does not matter even if the user does not complete the repayment on the repayment date, as long as the user remembers to complete the repayment three days after the repayment date, that is If you repay before 7pm on the third day after the repayment date, everything will be done in time. As long as it does not exceed this time, it will not be considered overdue.

Extended information

1. Huaxia. What credit cards does the bank have?

Hua Xia Bank’s credit cards are divided into the following series:

1. Hua Xia Platinum Series: Are there Hua Xia Cloud QuickPass themed credit cards? Platinum Card, Hua Xia Credit Card UnionPay RMB Platinum Card, China Elite? Premium Platinum Credit Card (metal version), etc.;

2. China Titanium Series: There are China MasterCard Titanium Credit Card (single logo), China Titanium Credit Card, China Titanium Beauty Credit cards, etc.;

3. Hua Xia Caizhi Series: There are Hua Xia Express Gold Cards, Hua Xia Cai Zhi Installment Cards, etc.;

4. Hua Xia Standard Series: There are Hua Xia Bank American Express? Yaohong Card, Huaxia Beauty? Classic Series Credit Card, Huaxia Cloud QuickPass Theme Credit Card? Gold Card, etc.;

5. Huaxia Business Series: There are Huaxia Business Credit Card (Guangzhou City), Huaxia Business Credit Card (Liaocheng City) ), etc.;

6. China co-branded series: China Harper’s Bazaar co-branded credit card (UnionPay), China MasterCard Harper’s Bazaar co-branded credit card, etc.

This is the end of the introduction about the grace period of Hua Xia Bank credit card and how to calculate the grace period of Hua Xia Bank credit card. I wonder if you found the information you need?