Hello, Huinong e-loan covers customers who are engaged in characteristic industry management, rural e-commerce purchase and sale, agricultural industrial chain supply and marketing, and have financial assets or credit relations with China Agricultural Bank. Loans can be used for production, operation and consumption, including but not limited to the following:

1. Farmers whose financial assets such as deposits, wealth management and funds in the Agricultural Bank of China reach a certain standard;

2. Farmers who have applied for housing loans in China Agricultural Bank and have not yet settled;

3. Farmers who have handled farmer loans in China Agricultural Bank and have good credit;

4. Farmers engaged in tea, fruits, vegetables, tobacco, grain planting, animal husbandry, poultry, fisheries and other special industries recognized by the Agricultural Bank of China;

5. The credit village recognized by ABC has assets, income and honest farmers;

6. Upstream and downstream farmers of agricultural industrialization leading enterprises cooperating with Agricultural Bank;

7. Purchase and sale of farmers in the upstream and downstream of the e-commerce platform that cooperates with ABC;

8. Farmers guaranteed by government credit enhancement mechanism or financing guarantee company.

Tips:

1. Farmers refer to families, state-owned farm workers and rural individual industrial and commercial households who have lived in towns (excluding Chengguan Town) and administrative villages under the jurisdiction of Chengguan Town for a long time (more than one year). Collective households of state-owned economic organs, organizations, schools, enterprises and institutions located in towns (excluding Chengguan Town) and administrative villages under the jurisdiction of Chengguan Town;

2. A family that has a local hukou but has gone out to earn a living for more than one year is not a farmer;

3. The specific business types, handling procedures and handling conditions shall be subject to the relevant regulations of local branches.

Application conditions for Huinong e-loan:

1. Age 18 natural person;

2. Good credit record;

3. Have a stable source of income;

4. Good conduct;

5. Other conditions stipulated by the lending bank.

Please click "Business Hall → Loan → Huinong E Loan → Apply Now" and fill in the relevant information according to the page prompts to apply.

(Answer time: June 22, 2022. In case of business changes, please refer to the actual situation. )