Is the Provident Dragon Card a credit card?
Currently, China Construction Bank only issues Provident Dragon Card credit cards in Tangshan, Hebei Province. The Provident Fund Dragon Card in other regions is considered a savings card and does not have an overdraft function. It is mainly used for provident fund account management and is used for withdrawing provident funds. The credit card must have a credit limit, so that it can be used as an overdraft. You can swipe the card to spend or withdraw cash first, and then repay. The easiest way is to look at the customer service hotline printed on the back of your provident fund dragon card. The hotline starting with 9 is for a savings card, and the hotline starting with 4 is for a credit card. Is the Dragon Card Provident Fund Co-branded Card a credit card? Is the CCB Golden Dragon Card a credit card?
Can I log out if I am not a credit card Provident Fund Dragon Card
Chinese residents who are over 18 years old, have full capacity for civil conduct, have good credit, and have legal and stable sources of income, are in China Foreigners who are legally residing can apply for a postal savings credit card master card from the card-issuing bank with their valid identity document recognized by the public security department and other supporting documents or information specified by the card-issuing bank. While applying for the main card, the main cardholder of the personal card can apply for the supplementary card Housing Provident Fund Dragon Card for the designated person who is over 16 years old
You can get it at CCB outlets or ATMs
How much overdraft can you get with the CCB Provident Gold Dragon Card in Tangshan City, Hebei Province
The Tangshan Provident Gold Dragon Card also has an overdraft limit like other credit cards, and it is not a unified limit. Everyone checks their credit limit based on their own credit status. Generally speaking, if it is your first time to apply for a CCB credit card, the initial credit limit is about 2-3 times your monthly income. The credit limit of your card will be stated on the card letter sent to you by CCB. If the letter has been lost, you can also send a text message to check the limit. Use your registered mobile phone number to edit "313#The last 4 digits of your credit card number" or "CCED#The last 4 digits of the card number" and send it to 95533. For example, the last 4 digits of your card number are 1234, then edit "313#1234" or "CCED#1234" and send it to 95533. A text message will be sent to you shortly.
Moreover, this card combines a credit card and a provident fund card into one, so there is no annual fee or card replacement fee for this card. It doesn't matter even if you leave it unused. If the card is damaged, you can apply for a replacement card with China Construction Bank without charging a fee, which is still very practical. What is the use of Provident Fund Dragon Card
1. Provident Fund deposit and loan balance inquiry function
You can check the balance of your Provident Fund deposit account and the balance of your Provident Fund loan account at any time, and you can also voluntarily apply for the Provident Fund Dragon Card to link your other personal loan accounts, housing subsidy accounts, and housing repairs. Fund account.
2. Provident fund deposit and loan details inquiry function
You can check the deposit and withdrawal details of your provident fund deposit account and the issuance and repayment details of your provident fund loan account at any time, and print the details at CCB outlets and self-service terminals Function.
3. Provident fund entrusted withdrawal function (this project is not supported by provident fund centers across China and cannot be withdrawn on a monthly or quarterly basis)
You only need to sign a provident fund entrusted withdrawal agreement with CCB, and with the approval of the local housing provident fund management center, CCB The provident fund entrusted withdrawal amount of you (and your spouse) will be directly transferred to the provident fund dragon card savings account on a regular basis (monthly, quarterly, yearly), making it convenient for you to use and repay the loan.
When you need to withdraw provident funds for purchasing or overhauling a house, retirement, retirement, etc., with the approval of the local provident fund management center, CCB will transfer your (and your spouse's) provident fund deposits to provident fund dragon card savings account.
4. Provident Fund Transfer Loan Repayment Function
Use Provident Fund Dragon Card as the designated loan repayment account for your Provident Fund loans and personal housing loans. You can actively deposit cash or transfer into your Provident Fund Dragon Card savings account at CCB outlets, and CCB will debit it regularly through entrustment. The loan signing function enables the transfer and repayment of provident fund loans and personal housing loans.
5． Provident Fund Loan Repayment Account Function
In accordance with local housing provident fund withdrawal policies and regulations, Provident Fund Dragon Card provides you with a unique provident fund loan repayment account management function. This special account is specially used to store your provident fund withdrawal funds. CCB strictly Repay your housing loan according to the transfer frequency and amount specified by the local housing provident fund management center. Self-service devices such as CCB branches and ATMs provide balance and detailed inquiry functions for this special account.
6. Dragon Card Savings Card Functions
The Provident Fund Dragon Card also has all the functions of the CCB Dragon Card Savings Card (Dragon Card): deposits, withdrawals, inquiries, transfers, remittances, consumption, general deposits and withdrawals, salary payment, and collection and payment. payment, securities trading, online banking, telephone banking and other personal financial service functions. Activation of the Nanning Housing Provident Fund Golden Dragon Card
To activate the Nanning Housing Provident Fund Dragon Card, the cardholder needs to bring a valid ID and go to the teller at the nearest Construction Bank outlet where the Dragon Card belongs to go through the activation and password change procedures. The initial password for China Construction Bank Provident Fund Dragon Card is 955330.
Nanning Housing Provident Fund Co-branded Card is a valid certificate for employees to pay housing provident fund. It is a bank card issued by the Nanning Housing Provident Fund Management Center in cooperation with commercial banks for the purpose of serving the majority of housing provident fund paying employees. It has multiple functions such as housing provident fund payment vouchers, account inquiries, withdrawals and transfers, and bank debit cards.
For employees to apply for a joint housing provident fund card, there are certain benefits for both the employee himself and the unit’s provident fund manager. The details are as follows:
(1) For employees, applying for With a joint housing provident fund card, firstly, you can query and print personal housing provident fund account information in real time; secondly, you can monitor whether the unit has paid the housing provident fund for you in full and on time; thirdly, you can check the balance of the housing provident fund.
(2) For unit administrators, if employees apply for joint housing provident fund cards, they no longer need to consult with them about their personal housing provident fund accounts, which can greatly reduce the consultation pressure in this area.
(3) Employees use the Nanning Housing Provident Fund co-branded card to withdraw housing provident funds, and the payment is timely, accurate, fast and safe; when employees apply for provident fund personal housing loans, if the lending bank is the issuer of the provident fund, A provident fund joint card can be used as a repayment account. If an employee does not have a Provident Fund Golden Dragon Card, how to check the Provident Fund
Where to deduct the Provident Fund Dragon Card SMS reminder service on the Provident Fund website or 114?
Deduction from bank card, over-the-counter activation process:
Bring your valid ID and bank card to the local bank branch;
Fill in an application form for business processing, select "SMS Reminder" in the business processing column of the application, and attach the required information Commonly used mobile phone number for receiving text messages;
Submit bank card, original ID card, and business application form;
Enter mobile phone number and verification code as required;
You can activate the SMS reminder service.