It is most cost-effective for excellent customers to pay in installments for one year. Under the condition of constant annual interest rate, the longer the installment time, the more interest they have to repay, so one year is cost-effective.

Youke installment is a special installment payment service launched by Bank of China, which can be handled by high-quality customers and specially invited customers of Bank of China. The credit card limit is transferred to a special debit card, and repayment in installments can alleviate the financial pressure and meet your large consumption needs such as car purchase, home improvement, home appliances, wedding, education and tourism.