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CCB’s decoration loan card is a credit card. Generally speaking, the application and use restrictions for China Construction Bank's decoration loans are as follows:

1. A set of decoration certification documents must be provided when applying, including decoration contracts, building materials purchase receipts, etc.

2. It can only be used for credit card swiping at specific POS machines, and cannot be transferred or withdrawn;

3. Only dealers in furniture, home appliances, decoration companies, hardware and other decoration-related industries. use. CCB credit cards can be used to apply for installment plans. Anju installment is a special credit card installment business.

Renovation is only approved for a special quota, not a loan. Decoration funds can only be paid through credit card lines at designated merchants and cannot be controlled or cashed out for other purposes. Under normal circumstances, CCB will decide whether to pass the approval based on personal credit record, consumption record, work income, etc. The amount of approval is relatively high and the credit is good. When applying, you need to fill in the "Instalment Housing Business Credit Card Application Form" and provide your credit card, ID card, real estate certificate (or home purchase invoice with full payment for the home purchase, loan contract, housing loan repayment records in the past three months, etc.). Attaching proof of income (such as work certificate, employment certificate, tax bill, social security card, provident fund card, etc. in the past three months) or other financial documents (such as automobile production, CCB deposit, etc.) will be more conducive to approval and approval amount.