There is no handling fee for saving money with China Merchants Bank credit card, but there is a handling fee for withdrawing money, as follows:

1. Cash advance fee: calculated according to each transaction 1% in China, the minimum is ￥ 10/ transaction; Overseas (including Hong Kong, Macao and Taiwan) is calculated as 3% of each transaction, with a minimum of 30 yuan/transaction or USD 3/transaction (the minimum of Centurion Card is 30 yuan/transaction or USD 5/transaction).

2, pay more: get it back through the handheld life APP, free of charge; For manual retrieval by telephone, the handling fee is 0.5% of the retrieval amount, ranging from RMB 65,438+0 in 5 yuan to RMB 65,438+0 in 50 yuan; If the overpaid part is withdrawn through the cash advance channel, the cash advance fee will be charged.