Which loan was approved by Jingdong Finance?
Jingdong Finance has three loan products, namely JD.COM White Bar, JD.COM Gold Bar and JD.COM Gold Bar plus.
JD.COM IOU application conditions:/kloc-Chinese mainland residents over 0/8 years old and holding valid identity documents; Non temporary id card; Other JD.COM accounts have not activated their identity information and mobile phone numbers; Personal credit is good. If these conditions are met, you can successfully apply for an IOU.
JD.COM gold bar application conditions: 18 years old or above, good credit, willing to provide credit records of the central bank; There is a certain consumption record in JD.COM Mall, and the online shopping transaction record is good; Have certain repayment ability and strong willingness to repay; Personal credit is good, without any credit stain.
Moreover, it should be noted that gold bars do not support active application for opening, and can only be activated independently after being granted loan qualification by the system.
JD.COM Gold Bar plus application conditions: Gold Bar plus does not open the application channel, but adopts the white list invitation system. If the user's personal qualification meets the opening standard of Gold Bar plus, the user can see the application entrance of Gold Bar plus in Jingdong Financial APP. Simply put, gold bars must be opened first, and gold bars plus can be opened.
Judging from the above application conditions, the best batch of Jingdong Finance should be IOUs.
The above is the related content sharing of "which loan was approved by Jingdong Finance", and I hope it will help everyone!