The China Merchants Bank Black Room actually refers to the risk control system of China Merchants Bank. If cardholders use their cards improperly, they will be subject to risk control by the bank, and as a result they will not be able to enjoy some of their rights.

It is understood that China Merchants Bank’s black rooms are divided into large black rooms and small black rooms, which are mainly determined according to the level of risk control. Currently, China Merchants Bank’s risk control has four levels, and different levels have been cancelled. Different rights and interests:

1. If the debt ratio is too high, you cannot apply for cash installment. This is like entering a dark room;

2. Credit cards (debit cards) are blocked by banks If an abnormality is found, the limit cannot be increased. This is also a black room;

3. Because cash withdrawals are subject to risk control, the temporary limit is gone and the fixed limit cannot be increased. This is a big black hole.

4. There are serious violations. In this case, in addition to being able to swipe credit cards (debit cards) and make repayments, other rights and interests cannot be enjoyed. This is the most serious blackmail. Room.