The bank's personal loan is 654.38 million yuan. In fact, you can choose to apply for personal credit consumption loans, such as ICBC's e-loan. The maximum loan amount for pure credit application is 800,000 yuan. It shouldn't be difficult to apply for 65438+ ten thousand yuan. If you want to be safe, you can also use your house and car as collateral to apply for a mortgage loan, as long as the collateral value is sufficient and your personal income is stable. Then, let's take these two ways as examples to see how to get a personal loan of 65,438+10,000 yuan from the bank.
How to get a bank loan of 65438+ 10,000 yuan?
First, apply for personal credit consumption loans.
1, application conditions
Adults who have reached the age of 18 and have full capacity for civil conduct, except school students;
Personal credit status is good, and there is no major bad record on personal credit information;
Have a stable source of work income and the ability to repay the loan principal and interest on time;
Other conditions stipulated by the bank.
2. Application steps (taking the application for personal online banking of ICBC Rong E-link as an example)
Open China Industrial and Commercial Bank official website-Personal Online Banking Login-Loan-Loan Application-Loan Electronic Submission Information, obtain the quota-authentication-complete the loan.
Second, apply for personal mortgage loan (taking the real estate mortgage loan of Agricultural Bank as an example)
1, application conditions
At least 18 years old, with full capacity for civil conduct and legal and valid identification;
Having a fixed residence and a stable work unit, and the value of the mortgaged property is sufficient and effective;
Personal credit score meets the application conditions and has the ability to repay on schedule;
Other conditions stipulated for opening a personal settlement account and issuing loans in China Agricultural Bank.
2. Application process
Apply for a loan from a bank-bank investigation, approval-signing a loan contract-real estate mortgage registration-issuing a loan. The specific procedures shall be subject to the regulations of the local bank.
The above is about "how to get a personal loan of 654.38+10,000 yuan from the bank", and I hope it can help everyone.
How to get a personal loan of 65438+ 10,000?
For a personal loan of 654.38+ 10,000 yuan, the applicant must be 654.38+08 to 60 years old and have full capacity for civil conduct. It is suggested that you can choose personal credit loans, also known as unsecured and unsecured loans or individuals.
1. First, you need to submit a loan application to the lending institution;
2. At the same time, submit the applicant's credit report, income certificate, work certificate, bank account, ID card, etc. Lending institutions require proof that the applicant has a stable job and income and the ability to repay on time;
After the approval, I successfully applied for a loan.
With100,000 yuan, how can the loan be the easiest to pass?
I want to borrow 654.38 million yuan from the bank, and the conditions are as follows:
To borrow 654.38 million yuan from a bank, the following conditions are required: 1. The lender must be an adult, that is, the lender must be at least 18 years old; 2. The lender shall carry ID card, household registration book and other relevant certificates; 3. The lender must have a good personal credit report; 4. The lender shall provide legal and reliable guarantee or collateral to the bank; 5. The purpose of the loan shall comply with relevant regulations; 6. The lender has the basic repayment ability. 7. Open a personal settlement account in a loan bank; 8. Meet other conditions stipulated by the bank.
I have engaged in bank credit for many years. If I want to apply for 1-20W myself, which online platforms are more formal and easier to apply for? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W.
If there is demand, the degree is small and complete-there is money to spend, big brands are reliable, interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
How to borrow a bank loan of 65438+ 10,000 yuan?
I suggest you choose formal channels to apply for loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through mobile banking, and you can also check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.