1. How to repay the China Development Bank student loan
1. Online bank loan repayment. Applicants can deposit loan repayment funds into the National Student Loan-specific Alipay account in advance through online banking recharge, authorized transfer, etc. The Alipay wallet will deduct fees during the repayment period, and the loan will be repaid successfully.
2. Loan repayment through Alipay wallet. Applicants can follow the Alipay wallet prompts and use the student loan repayment function to gradually repay the loan. For loan students who have applied for early repayment, they can perform repayment operations at any time before repaying the loan.
3. Use the POS machine to swipe your credit card to repay the loan. Applicants can bring any bank debit card with the UnionPay logo to the student aid management office in the county. Then use the POS machine to swipe your credit card to repay the loan.
2. What does national scholarship compensation mean?
The student loan reimbursement policy is specifically aimed at full-time undergraduates, postgraduates, and second-bachelor degree graduates in ordinary colleges and universities. If they are willing to go to the county level in the central and western regions and difficult remote areas If the following grass-roots units have worked and served for a specified period of time (3 years), they can obtain national student loan reimbursement funds from the state to repay the loan.
Also, if you are drafted into the army to perform compulsory military service, you can also receive national student loan reimbursement funds (students who have enjoyed the full tuition exemption policy during school, as well as orientation students, commissioned training students, and national defense students) , university graduate cadres recruited by the army, and non-commissioned officers directly recruited from college graduates, etc.).
3. The issue of repayment of student loans from the country’s student origin: how to use Alipay to repay the loan
No application is required to repay the due (overdue) principal and interest of the loan. For early repayment, you must log in to the online system. To apply, you need to recharge the funds to be repaid into your Alipay account before the repayment date, and Alipay will automatically deduct the funds regularly.
Alipay will notify you via SMS 5 days in advance to recharge your Alipay account according to the deduction date specified by the China Development Bank. It is recommended that you update the mobile phone number bound to Alipay in a timely manner. Before the repayment date, you can recharge the repayment funds to your Alipay account through online banking, Alipay card, outlet recharge, consumer card recharge, etc. China Development Bank will entrust Alipay to deduct funds from your Alipay account on the deduction date. The corresponding funds will be deducted from the project and transferred to the China Development Bank.
4. How to repay the national student loan
Before going to the bank, you must bring all the information for applying for the student loan, as well as your identity document, bank card, etc., and finally Be sure to remember the important bank card password, otherwise it will bring more trouble to your application process; after entering the bank, queue up to get the number, then go to the staff to get the application form, fill in the details in detail, and go to the counter to return it Loan procedures; submit the "Repayment Certificate" to the relevant person in charge. 1. National student loans are a major measure taken by the Party Central Committee and the State Council under the conditions of the socialist market economy to use financial means to improve my country's general university funding policy system and increase financial support for students from poor families in ordinary universities. National student loans are government-led, fiscal interest subsidies, finance and university authorities jointly provide banks with certain risk compensation, and banks, education administrative departments and university authorities jointly operate bank loans to specifically help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantees or mortgages, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses during school and are repaid in installments after graduation. On August 8, 2012, the new student loans issued by the Development Bank will exceed 12 billion yuan. 2. There are four main forms of loans: national student loans; credit-based student loans from the student’s place of origin; interest-free loans provided by colleges and universities using state financial funds for students; and general commercial student loans. Among them, national student loans have the largest funding intensity and scale and are the main content of student loans. 3. Public full-time colleges and universities should actively implement the national student loan policy and work with cooperative banks to apply for national student loans for students from poor families in colleges and universities. In addition, some private colleges and universities have launched national student loans. Students should pay attention to the relevant statements in the school's admissions brochure or admission notice. 4. The relevant departments of the school are responsible for reviewing the qualifications of national student loan applications submitted by students and verifying the authenticity and completeness of the materials submitted by students; the bank is responsible for final approval of student loan applications.
5. Borrowing students should confirm the student loan repayment plan with the bank when going through graduation procedures. Within one year after graduation, you can submit an application to the bank to adjust the repayment plan. Student loan principal and interest repayments can be taken in a variety of ways, and the loan can be paid off in advance one time or multiple times. If a college student chooses to repay the loan early, the handling bank shall not charge any additional fees other than the interest payable.