CITIC Bank’s card is fine. My family has a CITIC card. Basically, all large and medium-sized shopping malls in Changchun can use it, as well as hospitals. You can ask the handler how many points you want for gifts. If there are events, there will be promotions. If you withdraw cash, you will basically be charged a handling fee. I have never heard of any credit card that does not charge a handling fee. But what is certain is that you can use a CITIC Bank card to buy two special tickets at Wanda Cinema every month, one for 38 yuan, with a swipe of the card for 9 yuan, and one with a CITIC Bank card for 38 yuan with a swipe of the card.