What is the overdraft limit of ICBC visa card (silver card)?
The available overdraft limit of ICBC's credit card refers to the maximum overdraft consumption and cash withdrawal approved by ICBC according to the cardholder's income and credit status, and the cardholder can recycle the credit card within the validity period.
The overdraft limit of ICBC visa card (silver card) is divided into 0-50000 yuan according to different situations.
Credit card withdrawal:
1, frequency of use: credit cards are often used, no matter how much they cost, as long as they can swipe their cards, they will definitely spend money. 2. Amount: It is best to generate at least 30% of the total bill every month.
3. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.
What is the overdraft limit of ICBC's civil servant card?
Puka (RMB 0-20,000, RMB 5-5W), Gold Card (RMB 654.38+RMB 0-50,000) and Platinum Card (RMB 50,000+RMB 6.5438+RMB 00,000) are all theoretically this amount, but ICBC has a large span.
The credit limit obtained when applying for a credit card is mainly based on the comprehensive score of the information filled in when applying for a credit card and the relevant supporting documents provided. Banks can increase the quota according to user information and credit card usage.
What is the overdraft limit of ICBC Peony Heavy Hundred Cards?
Hello, landlord
The credit limit shall be approved by the card department of ICBC according to everyone's financial situation.
Not exactly the same.
From the lowest 50 yuan to 200,000
I wish you all the best.
Residents in China who have reached the age of 18, have full capacity for civil conduct, have a good reputation, and have a legal and stable source of income, as well as foreigners who live legally in China, can apply to the issuing bank for a personal postal savings credit card with valid identity documents recognized by the public security department and other supporting documents or materials designated by the issuing bank. Personal card holders can apply for supplementary cards for designated persons who have reached the age of 16 when handling the main card.
What is the amount of ICBC's travel card?
The credit card limit of ICBC is approved and issued according to the cardholder's comprehensive score and star point value in ICBC.
From one thousand to hundreds of thousands.
It is suggested that I take my ID card to any ICBC outlet to check my credit limit.
If the card has been issued, you can call 95588 to check the credit limit of your card.
What is the minimum overdraft limit of China Merchants Bank VISA credit card?
As long as the card status is normal, it can generally be used normally within the available limit.
There is no minimum at present.
Log in to the credit card website and click "Online Banking Login" on the right. After logging in, click "Account Management"-"Account Query" in the horizontal menu above to view the credit limit, available limit and available cash advance limit.
What is the maximum amount of ICBC's general card?
Don't listen to nonsense upstairs. The amount of credit has little to do with gold cards and Puka cards. The amount of Puka is tens of thousands, and the amount of Gold Card is thousands. In this case, the credit limit depends on how you use the card, such as paying back on time and spending more every month. Credit is the key to the amount. I am an ICBC credit card. The gold card is only over 20 thousand
Is China Merchants Bank VISA Puka a dual-currency card? What is the basic overdraft limit? If you spend in dollars,
Hello, the cards marked with JCB and VISA\MASTER UnionPay are dual-currency cards of our bank.
In the preliminary examination, according to the information attached to your application and your specific situation, make a comprehensive evaluation of the quota. Please refer to the evaluation results for the specific amount. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption. The amount is between 1000-50000 yuan, regardless of the jinpuka.
What is the general credit card limit of ICBC?
The credit card limit of ICBC is the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit standing, and the cardholder can recycle the credit card within the validity period. ICBC's credit card quota is: the ordinary credit card quota is less than 20,000 yuan, the gold card quota is between 6,543.8+0,000 yuan and 50,000 yuan, and the platinum card quota is more than 50,000 yuan, with no upper limit.
According to the cardholder's income and credit status, ICBC has approved the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period.
When the same customer has multiple credit cards in ICBC, the credit line of each card is usually independent, and the consumption or deposit of one card will not affect the available credit lines of other cards. Multiple international cards can usually be adjusted through 95588 manual service. The limit between RMB card and international card is usually not adjustable.
The credit lines of multiple ICBC international cards of a cardholder are independent of each other, and the RMB credit line and credit line of an ICBC international card are also independent of each other. The RMB quota is used up, and the quota is still there; Similarly, the quota is used up, and the RMB quota is still there. In some cases, swiping a credit card in Chinese mainland will also use this account for bookkeeping and credit line.
When ICBC credit card holders call ICBC customer service telephone, they can check the credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.
ICBC's credit cards, like those of other banks, are divided into three grades: ordinary cards, gold cards and platinum cards. And distinguish the amount according to the grade. Mainly divided into: Puka, Gold Card and Platinum Card. The specific division is as follows: ICBC's general card limit is: less than 20,000 yuan; The gold card limit of ICBC is: 10000~50000 yuan; The amount of ICBC Platinum Card is more than 50,000 yuan, with no upper limit.
Customers without cards (customers without credit cards):
Four-star Puka 1 10,000, five-star Gold Card 50,000, six-star Gold/Platinum Card 1 10,000, and seven-star Gold/Platinum Card 300,000;
Cardholder (credit card holder):
Four-star Puka 50000, five-star gold card 65438+ million, six-star platinum card 500000, seven-star platinum card 1 million.
The general credit card limit of ICBC is generally below 50,000 yuan.
What is the credit card limit of ICBC?
ICBC credit cards are divided into three grades. Depending on the type of card, the amount is different:
1, and the credit card limit of Puka is less than 10000 yuan;
2. The amount of gold card credit card is between 10000 yuan and 50000 yuan;
3. The credit limit of platinum card is generally more than 50,000 yuan.
Extended data:
1. The following conditions shall be met for the promotion of ICBC's credit card limit:
1. ICBC's credit card limit needs to be activated by users for more than half a year (180 days or six bills), and ICBC credit card holders can apply to the credit card center to increase the limit.
2. For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last 6 months. Peony credit card has a fixed amount and does not provide adjustment service.
3. In addition, the repayment credit status without bad records within half a year is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the amount can be increased depends on the average monthly consumption amount and consumption type of the cardholder.
Second, ways to increase the credit limit:
1, frequent use of Bank of Communications credit card, regardless of the amount, as long as you can swipe your card, you will definitely spend. You really need to swipe your card more, because the multi-card system will think that credit cards are your daily necessities;
2. It is best to generate bills and spend at least 30% of the total amount every month. That was not the case. With more credit cards, banks will indeed make more money. However, if your consumption does not match your income, the bank will think you are very risky;
3. Pay attention to the withdrawal time. It is most effective to apply on the accounting day or when the card has just been maxed out.
4. The bill for credit card consumption needs to last for 3 months without interruption, that is, there must be consumption every month. It has a great effect on the previous increase.
5. Put an end to bad credit card records and repay on time. If you can't repay in full, you should also repay the minimum repayment amount on time and pay interest.
Generally speaking, the credit card limit of commercial banks is higher than that of state-owned banks. Common commercial banks include China Merchants Bank, China Everbright Bank and China CITIC Bank, while state-owned banks include Industrial and Commercial Bank, Agricultural Bank, China Bank and China Construction Bank. However, the credit card limit does not depend on the bank, but on the applicant's own conditions and application materials.
What is the general credit card limit of ICBC?
The credit card limit of ICBC is generally:
1, ICBC's general card limit is 1000 yuan-10000 yuan;
2. The gold card amount is 10000 -50000 yuan;
3. The amount of platinum card is 50,000 yuan-10/00,000 yuan.
ICBC's credit cards are divided into three grades: Puka, Gold Card and Platinum Card. If you are a first-time card user, the general quota will not be very high.
Extended data:
1. Conditions for China Industrial and Commercial Bank to apply for a credit card:
1, the age of domestic residents should be 18-65 years old, and foreigners should be 25-65 years old;
2. Have a stable work unit, income and fixed residence;
3. No bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.
Two. China Industrial and Commercial Bank Credit Card Application Materials:
1. Identity information: copy of resident ID card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Work and income certificate: salary certificate, business card or photo badge.
3. Proof materials that can prove good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.
Three. ICBC credit card cancellation method:
(1) Cancellation of ICBC outlets:
The cancellation of ICBC credit cards needs to be handled according to the cardholder type, because the cancellation methods of ICBC international cards and RMB credit cards/quasi-credit cards are different.
1. If the cardholder holds an ICBC international card, including brands such as Visa, Master, AE, etc., please bring your ID card and card to the first branch of ICBC (namely, the card department of ICBC in xx area) to cancel the account.
2. If the cardholder is handling ICBC's RMB credit card or quasi-credit card, you only need to bring your ID card and card to a nearby ICBC outlet to cancel your account.
(2) Cancellation of ICBC credit card by telephone:
ICBC provides cardholders with telephone card cancellation service, and cardholders can use telephone banking to cancel ICBC credit cards conveniently and quickly.
Icbc winter Olympics credit card limit
The reference amount of ICBC Visa2022 Beijing Winter Olympics theme credit card is 50,000-50,000, but the final amount applied by each person is different, and the bank will evaluate it according to the applicant's application conditions, income level and property situation.
Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10. On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th. 20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1. 20 18 ranked 26th in the Fortune Global 500. 20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd. 2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.
In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th. 20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19. On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020. In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th. On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.
The launch of ICBC visa credit card limit and ICBC visa credit card limit is over. I wonder if you found the information you need from it?