Overpayment refers to the funds deposited in the credit card account by the cardholder when the credit limit in the card has not been used. Many people do not know whether they have overpayment, so credit card overpayment How to check the credit card balance?

How to check the credit card overpayment

You can check it by checking the credit card account. The available limit in the account is minus the total limit of your credit card, and the rest is the overpayment. Amount; for credit card overpayment, you can log in to the credit card mobile app. The amount shown as a negative number in the credit card account limit is the overpayment; in addition, you can manually inquire by calling the credit card bank customer service hotline.

When the credit card repayment amount is greater than the amount owed, the excess will be displayed as a negative number, which is the so-called overpayment. Overpayments are accumulated on the credit limit, and this part of the credit will be occupied first the next time you consume. It should be noted that cash withdrawals for overpayments will also be charged.