After the Industrial Bank's credit card application is approved, the Industrial Bank will send a string of virtual card numbers and three-digit security codes to the cardholders before issuing physical cards for consumption. Many cardholders have many questions about this virtual credit card, such as how to use it and how to stage it. Let's analyze these problems for everyone.

Question 1: How to handle the installment of Xingye Virtual Credit Card?

Generally, after applying for the Industrial Bank credit card, the bank will let you activate the virtual card first, and then send you a physical card within one month. Although the virtual card has no physical card, its account is interoperable with the physical card, so the method of using the virtual card in stages is the same as that of the physical card.

After many card friends get the physical card to activate, the virtual card will be invalid. The bill for using the virtual card will be included in the physical card after next month. After the bill comes out, we can directly use the physical card for installment.

There are many ways to handle the installment payment of Industrial Credit Card. Cardholders can directly call the 24-hour service hotline of Industrial Credit Card or log in to Industrial Mobile Banking to apply. Similarly, they can also pay attention to the official WeChat account, Industrial Bank Credit Card Center, and apply for installment after binding the card.

Question 2: How to use the industrial virtual credit card?

Answer:

Because there is no physical card, Industrial Virtual Credit Card is different from physical card in usage. Generally, it can only be used for online payment and cannot be withdrawn. There are two specific uses, one is to bind fast payment, and the other is to use it with the help of mobile devices.

1, binding fast payment generally means binding a virtual credit card on Alipay and WeChat, and then swiping the virtual credit card number, CVV2 code and SMS verification code during online shopping to complete the payment.

2. With the help of mobile devices, it generally means that a virtual credit card is bound to apple pay and China UnionPay quickly, and then payment can be made on pos with flash payment sign.

Question 3: How to change the virtual credit card of Industrial Bank into a real card?

Answer:

If you have received the virtual card, you don't need to replace the physical card yourself. The bank will make a physical card for you after receiving your information. After the card is made, it will be sent to the address you fill in by express mail.

As for how long it will take to receive the physical card, I consulted the staff of the next branch. The staff said that the physical card issued by the bank can be received within one month after receiving the virtual card. So everyone just needs to wait patiently for the card to be received.