not necessary. Apple's installment payment service supports a variety of payment methods, including credit card, debit card, ApplePay, PayPal, etc. Users can choose the appropriate payment method according to their actual situation. Apple installment payment is a way of installment payment, which allows consumers to pay for the purchase of Apple products in multiple installments. This payment method is usually used to buy higher-priced products, such as iPhone, iPad, Mac and so on.