The criteria for filing a crime of credit card fraud are:

1. Use forged credit cards, credit cards fraudulently obtained with false identification, invalid credit cards, or fraudulently use other people’s credit cards to commit credit card fraud Activities, the amount is more than 5,000 yuan but less than 50,000 yuan;

2. For the purpose of illegal possession, the overdraft exceeds 50,000 yuan, and the card-issuing bank has not returned it for more than three months after two effective collections. of.

Legal Basis

Article 5 of "Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases Obstructing the Management of Credit Cards"

Using counterfeit credit cards, using false Credit cards obtained through identity verification fraud, invalidated credit cards, or fraudulent use of other people's credit cards to conduct credit card fraud, with an amount of more than 5,000 yuan but less than 50,000 yuan, shall be deemed to be "larger amounts" as stipulated in Article 196 of the Criminal Law. "; if the amount is more than 50,000 yuan but less than 500,000 yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 500,000 yuan, it shall be deemed as "a huge amount" as stipulated in Article 196 of the Criminal Law; The “amount is particularly huge” as stipulated in Article 16.

Article 6

For the purpose of illegal possession, the cardholder exceeds the prescribed limit or overdrafts within the prescribed period, and fails to return the card for more than three months after two effective calls by the card-issuing bank. , should be determined as "malicious overdraft" as stipulated in Article 196 of the Criminal Law.