Credit limit refers to the maximum overdraft limit of a credit card. There are two types of credit lines: permanent credit lines and temporary credit lines.

The credit line of China Merchants Bank is related to the type of work you are engaged in, gender, whether you are married, whether you have real estate and working years.

The credit limit obtained when applying for a credit card for the first time is mainly based on the comprehensive score of the information filled in when applying for a credit card and the relevant supporting documents provided.

Then the factors that affect the card opening quota of China Merchants Bank are:

1, permanent residence

2. Stable income

3. Good historical credit record

The most important thing is stable income and good card habits!

However, there is no strict and fixed standard for the risk assessment of banks. As for your annual salary of 80 thousand, if you apply for a card for the first time, considering the current bank crunch, 5000 is also ok ~