1. If you don't repay in full before the due repayment date, and you don't choose the minimum repayment amount of credit card, you may face the following penalties: all consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis according to the consumption amount from the date of consumption, with a daily interest rate of five ten thousandths and compound interest on a monthly basis; Received a phone call or letter from the bank; Freezing your account and feeding back your arrears records to the People's Bank of China for your credit file will affect your personal credit.
2. If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to repay 10% of the total cost in each installment, so although there is no interest-free repayment period, you can also avoid personal credit loss.
3. In addition, Shanghai Pudong Development Bank follows the "tolerance service", that is, if the cardholder repays in full in the current period, and the unpaid part in the account after the due repayment date is less than or equal to 10 yuan, Shanghai Pudong Development Bank will regard the cardholder as full repayment, and the unpaid amount will be automatically transferred to the next bill.
1. Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") Credit Card Center was established in June 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business.
2. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International. The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels.