According to our country’s criminal law, you are guilty of fraud. There are two solutions. First, the public security organs will criminally detain you for fraud! Then negotiate a solution, that is, pay back the money. You will be sentenced to a reduced sentence of two years, but in the end you will be sentenced to 6 months of criminal detention or fixed-term imprisonment. Second, quickly try every means to pay back the money (no matter what method is used), otherwise at least He must serve 3 years in prison and be fined.