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Because the money on the credit card is the bank's money, it is not easy to owe the bank's money. If the credit card is overdue for more than 6 months and the amount is relatively large, you may be sued by the bank, and The probability of being sued is very high. After the debt collector leaves, you can take the initiative to contact the bank that owes the debt and try to negotiate as much as possible. As long as you are willing to repay, the bank does not want to make it too ugly. After negotiation, the bank will usually sign a repayment contract with the debtor, and it is enough to pay back the loan in time according to the repayment contract. After negotiating with the bank, the bank will no longer arrange collection. In short, door-to-door collection of credit cards means that the cardholder's overdue payment is serious. If the cardholder does not repay, it may be seen by the court. The consequences will be more serious, so it is still Try to pay off the debt as much as possible.

And if you are sued and the judgment is issued, but you still have not repaid, the bank may apply to the court for enforcement. If you are really unable to repay, you can negotiate and communicate with the bank, so as to avoid it as much as possible. Being sued and avoiding enforcement.