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Do I need to change my visa into foreign currency if I want to go abroad?
The visa for going abroad does not need to be converted into foreign currency. VISA card is a dual-currency card, which supports foreign currency consumption.

VISA dual-currency card refers to the bank card with RMB and US dollar settlement function jointly launched by VISA and China UnionPay. In China, RMB settlement can be achieved through UnionPay. After going abroad, you can spend and withdraw cash at ATMs of merchants and banks that support VISA or MasterCard, and settle in US dollars.