What is the VISA card used for?
Don't be surprised if you find that you only have one card, but the bank has issued two. This is because the credit card you applied for is issued according to the "1+ 1" card group mode, for the convenience of you. Of course, the two credit cards you receive may be the same credit card, but the card organizations are different; But it is also possible to receive two completely different credit cards. This mainly depends on the credit card institution you apply for.
For example, if you apply for Longmusi credit card VISA now, you will issue a global payment platinum card (Visa version); Those who apply for UnionPay Dragon Card Family Credit Card will be issued VISA Dragon Card Family Credit Card.
How to use two bank credit cards?
One is based on card organization, and the other is based on your actual needs.
If it is a card organization, you can use UnionPay card to swipe your card in China, visa card with the same credit card abroad, or visa card on Haitao website in China. If the two cards you receive are not UnionPay cards, you can exchange the cashback card for two visa cards, and then the visa version of the global payment card will automatically convert your foreign currency consumption into RMB, and then you can repay directly in RMB.
Generally speaking, you applied for a bank card, but the bank issued you an international VISA card for your convenience. If you are in China, you can use UnionPay cards. If you go abroad, you can use a Visa card. The two cards have the same amount, mainly because they are used in different areas and organized by different credit cards.