Yes. The consumption amount of the China Merchants Bank credit card can be repaid before the due "repayment date", and it can be repaid to the credit card no later than 24:00 on the repayment date (subject to the actual arrival). In addition, China Merchants Bank also provides credit card customers with a 3-day repayment grace period for free. For example: if the last repayment date is the 5th of each month, then the repayment must be made before 24:00 on the 8th of the month. This will not affect your personal credit and there is no need to actively apply for this service.