Bank of Communications Card Protection Credit Card is an additional credit card service provided by China Bank of Communications to cardholders. It aims to provide consumption protection and special discounts and enhance cardholders’ credit card use experience.

Bank of Communications card guarantee card swiping fee refers to a financial service provided by China Bank of Communications to cardholders. Specifically, Bank of Communications' card protection bonus is an additional credit card service designed to provide cardholders with additional protection and convenience.

First of all, Bank of Communications guarantees the credit card usage to provide cardholders with a certain degree of consumption protection. When cardholders use Bank of Communications credit cards for consumption, if transaction disputes or disputes arise due to specific reasons, Bank of Communications Card Protection can provide certain compensation or compensation. This kind of guarantee usually covers some common problems, such as consumer disputes, product quality problems, unsatisfactory services, etc.

Secondly, Bank of Communications can also provide cardholders with some special discounts and services by guaranteeing the credit card usage. For example, cardholders may enjoy additional points rewards, priority processing rights, discounts or offers from specific merchants, etc. These special treatments can provide cardholders with more benefits and convenience when using Bank of Communications credit cards.

It should be noted that the specific terms and conditions for Bank of Communications card use to guarantee credit card usage may vary depending on different credit card products. Cardholders should carefully read the relevant terms and conditions when using this service to understand the specific coverage, compensation amount, application process and other information.

In short, the Bank of Communications Card Protection Credit Card is an additional credit card service provided by China Bank of Communications to cardholders, aiming to provide cardholders with consumption protection and special discounts. Cardholders can gain additional protection and convenience through this service, improving their credit card usage experience.

Interpretation of Bank of Communications’ card swiping fee protection policy: According to Bank of Communications’ card swiping fee protection policy, this policy aims to provide cardholders with a safe and reliable card swiping experience. Card credit protection includes but is not limited to account security, transaction risk monitoring and anti-fraud measures. Bank of Communications is committed to protecting the security of cardholders' card swiping funds by monitoring transaction risks in real time, strengthening account verification and providing risk reminders to ensure that cardholders' card swiping funds are not subject to unauthorized use or fraud. When cardholders use Bank of Communications cards to make purchases, they can enjoy the security services provided by Bank of Communications, allowing them to enjoy the convenience of credit card payments with greater confidence.

Legal basis:

"Measures for the Supervision and Administration of Credit Card Business of Commercial Banks":

Chapter 4 Management of Card Issuance Business Article 71 Card-issuing banks shall not transfer credit cards to Core businesses such as card issuance marketing, contract (agreement) signing, credit approval, transaction authorization, transaction monitoring, and fund settlement are outsourced to card issuance service agencies.