The actual loan I borrowed to buy a car was 100,000 yuan. The information sent by the bank is that they applied for a credit card for me and spent 128260 points in 36 installments of 16392?

You can first calculate, what is the interest rate for three years on a loan of 100,000 yuan to buy a car? According to what you show above, the total interest for the past three years should be 28,260 yuan (including handling fees). Each installment repayment is 3562.78 yuan. 16,392 yuan is your total handling fee for the past three years. You only need to repay 3562.78 yuan on time every month.

If you are still unclear, it is recommended that you call credit card customer service for consultation.

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