Ping An Credit Card is generally not activated, and will not generate an annual fee, so it cannot be used normally. However, inactive credit cards are easy to be stolen by others, which has certain security risks. In addition, if Ping An Credit Card with nuclear card has business card printing fee or hard annual fee, if it is not activated and not repaid, then these fees will be overdue, which will affect personal credit information. Therefore, it is recommended that users activate the card as soon as possible after handling the card, or cancel the card.