Transportation credit card Haoxiandai is subject to the credit report. If it is overdue, it will be the same as an overdue credit card. You will be liable for breach of contract, which will stain personal trust and is not conducive to later bank lending business. It will be included in the credit report Overdue records are generated. Moreover, you will also have to bear high penalty rates. If serious, you may also have legal disputes and leave a "credit stain" in the national credit reporting system.