Dear friends, this card is actually a donation medium or channel, which has no substantial effect on personal credit accumulation. When applying for the One Foundation Credit Card, you can choose the monthly donation amount, 1 yuan, 11 yuan or 111 yuan. If your card is issued, China Merchants Bank will automatically deduct the corresponding amount from your credit card account every month, and then give it to One Foundation for charity in your name. At the same time, China Merchants Bank has set up a brand-new love limit for you. When your donation amount increases gradually, your love limit will also increase. When the amount of love has accumulated to a certain extent, China Merchants Bank will issue a higher-level One Foundation card for you, but the external nature (color) of the card has changed, and its amount and reputation have not changed.