In the business outlets, they will give you a form, you should fill in your specific information on it, and you should also provide your income Zhang Ming and a copy of your ID card, and then fill it out and hand it over to the bank counter.
After you hand in the form, their bank will review it, and they will call you again to ask about your situation. After that, you have to wait a few days, which is not necessarily true. Every bank is different. You can enter your ID number online to check the progress, which generally will not exceed half a month. As for the quota, it is based on your salary to ensure your repayment ability, and the standards of each bank are different. The four major state-owned banks generally have low quotas and less activities, while emerging banks are different, such as investment promotion, transportation and industrial development ... with higher quotas and more activities.