Everbright Fashion Credit Card (Debit Card) has a general card limit of 3000- 10000 yuan.
Everbright Fashion Credit Card (Debit Card) generally has a gold card limit of 10000-50000 yuan and a platinum card limit of 50000-5000000 yuan.
The credit limit of credit card (debit card) of China Everbright Bank is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card (debit card) quota.
Is the credit card of China Everbright Bank good? Advantages and disadvantages coexist!
Banks are making full use of credit cards, which makes them more and more popular. In addition to the four major banks we are familiar with, there are many credit cards issued by China Everbright Bank, among which there are many good cards that everyone talks about. Many friends asked whether the credit card of China Everbright Bank was good. I can only say that there are advantages and disadvantages. Let's take a look together.
Advantages of credit card of China Everbright Bank
1. The security of credit card use is a very important part. The credit card consumption of China Everbright Bank can be paid by password signature, with high security.
2. Everbright Bank credit card provides free SMS notification, which is convenient for cardholders to accurately grasp the card dynamics and help avoid card theft.
3. The credit card installment of China Everbright Bank is very convenient, especially for China Everbright Mini Card. No matter the merchant, amount and place, it can be installment. The key is that there is no installment fee.
4. Under the platinum card of Everbright Credit Card, the annual fee can be exempted by swiping the card number generally, and the annual fee for the following year can be exempted only by swiping the card unlimited times for 3 times.
Disadvantages of Everbright Bank's credit card
1, China Everbright Bank has relatively few outlets, and it is not so convenient to handle business in some places.
2. The gift renewal in the credit card exchange center of China Everbright Bank is slow and relatively less attractive.
3. The credit card popularity of China Everbright Bank is not so great, so consumers will offer fewer discounts.
4. Everbright Bank cares about many banks. For those who hold more cards, it generally refers to more than 6 bank credit cards, which is generally difficult to get rid of.
The above is an introduction to the advantages and disadvantages of China Everbright Bank's credit card. Generally speaking, the credit card of China Everbright Bank is still worth applying for. Different cards have different rights and advantages. Just choose what you need and what suits you.
How much is the annual credit card fee of China Everbright Bank?
Primary card of Puka: 80 yuan/year/card, secondary card, 40 yuan/year/card.
Gold card main card: 200 yuan/year/card, auxiliary card, 80 yuan/year/card.
Standard platinum card: 2000 yuan/year/card, 1000 yuan/year/card.
Premium Platinum Card: 3,600 yuan/year/card for the main card and 0/800 yuan/year/card for the auxiliary card.
Extended data:
China Everbright Bank's annual fee collection rules for ordinary cards, gold cards, titanium cards and platinum cards are as follows:
1. Annual fee for the first year: the card is verified successfully, and the annual fee for the first year is exempted.
2. Annual fee for the next year: within one year after the card is successfully verified, the annual fee for the next year will be exempted if the ordinary card or gold card are spent three times or the accumulated amount exceeds 2,000 yuan. Gold card and elite platinum card can be exempted from the annual fee for the following year after spending 6 times.
3. The following year refers to the second year after the card is verified, and one year refers to the twelve billing months before the annual fee collection date of the following year.
4. If the card is not activated, there will be no annual fee.
5.2065438+Customers who applied for BDUCK Little Yellow Duck Credit Card and our Naked Bear Credit Card before September 2008 are not entitled to annual fee exemption within the validity period of the cards, and the annual fee is 200 yuan/year/card.