Bank card black card generally refers to the high-value credit card launched by the bank. This kind of credit card can only be obtained at the invitation of the bank. Such cards generally contain more rights and interests, allowing users to experience better services. It is worth mentioning that different banks have different permissions for black cards, so you can call for advice.

1. Black Card Introduction: The black card named "Ultima" by Citibank and "Centurion" by American Express 1999 are called "the king of cards" by the insiders. Some people say that only with this kind of black card can the "distinguished identity" of the card owner be fully displayed. Because this kind of black card does not accept applications, only banks actively invite customers to join. It is reported that the black card owners of Express are very few 1% top customers. The high annual fee (about 6,543,800 yuan) has become an unimportant factor. According to relevant persons of Citibank, it is expected that no more than 65,438+0% customers in Hong Kong will become holders of Ultima cards. "Only a few people have this qualification. It is estimated that only a few thousand people in Hong Kong will be invited. " The person said. It is precisely because of the choice of the best quality customers that the bank's service to cardholders can be described as "meticulous". There is no so-called "credit line" for black card owners. Someone once asked the person in charge of Citibank if the black card owner wanted to buy a plane with a credit card. The answer is: no problem.

2. Black card provides services: In terms of customer service, banks that launch black cards provide customers with "all-round personal assistant" services. The promise of the bank is that you can do anything you can think of. For example, a black truck of American Express mainly called the customer service department of the bank in southern France, saying that he and his car were on the same train, but after getting off midway, the car was still on the train. As a result, the customer service department of the express successfully contacted the train company to stop the train, unload other goods, find the car of the card owner and let him continue driving. A local tyrant in Hong Kong held a wedding in a remote mountain village in Italy. He wants a lion dance performance at the wedding, but he doesn't want all the performers to come from Hong Kong. It was August, and many Italians were on vacation, but the customer service representative of the bank searched all over Italy and found a pair of Italians who were learning China Kung Fu and asked them to perform in that remote village.

What is a black card? What are the rights and interests?

There will be a series of black cards in the bank, but black cards are strange to many people. Most people don't understand black cards, only have a vague concept and know that black cards belong to high-end people. So, what is a black card? What rights does it have?

What is a black card?

The so-called black card is actually a top credit card, which can make people all over the world come to serve you. It is also called the noble card.

Like ordinary credit cards, customers take the initiative to apply to the bank for a card, which can only be obtained after examination, but black cards are different. Black cards can only be owned by banks.

What are the rights and interests of a black card?

As a top credit card, all black card holders can enjoy the best service, which can be said to be all-inclusive, very humane and caring. Banks with black cards will provide customers with "all-round personal assistant" services, and the bank's promise is that as long as they can think of it, they can do it.

This is why it is called "noble card". With a black card, you can enter and leave the social circle of the upper class at will, expand your contacts and so on. For black cards, there is no so-called "credit line". Because the credit limit of a black card can be intelligently increased, it can be said that there is no upper limit.

Generally speaking, the black card is a top credit card with no overdraft limit, and the cardholder can enjoy the exclusive privileges, rights and services of the top members in the world. Because this credit card is provided by the bank according to the customer's conditions, it is impossible to apply.

What is a black card? What's the use of a card?

1. Black Card generally refers to American Express Centurion Black Card, which is the black gold (highest) version of "Centurion Series Charge Card" launched by American Express in the UK on 1999. Because the main color of the card surface is black, it is also called "black card". Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is positioned in the top group, and there is no upper limit (the Centurion Black Gold Card in China is a cooperative credit card, so there is a credit limit, and the credit limit is 2 2- 10/00000). Cardholders are mostly politicians, billionaires and celebrities from all over the world, and are invited by American Express to apply online.

As a top credit card, people with black cards can enjoy the best service. This is why it is called "noble card". With a black card, you can enter and leave the social circle of the upper class at will, expand your contacts and so on. For black cards, there is no so-called "credit line". Because the credit limit of a black card can be intelligently increased, it can be said that there is no upper limit. Black card is a top credit card with no overdraft limit. Cardholders can enjoy the exclusive privileges, rights and services of top members in the world. Because this credit card is provided by the bank according to the customer's conditions, it is impossible to apply.

1. Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them. It is precisely because of this that it is issued domestically.

2. There is no upper limit for the number of centurion black gold cards issued abroad. In theory, you can buy any valuable goods, but only the risk control limit, that is, American Express will set the risk control limit according to the cardholder's consumption habits and daily consumption. When the cardholder purchases goods exceeding this limit, the staff of American Express will confirm with the cardholder by phone. After confirming the identity, American Express will complete the payment; The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 200-100000 RMB, so it is necessary to apply to the bank for a temporary quota in advance to purchase goods exceeding the amount.

Operating environment: Huawei nova6(5G), HarmonyOS2.0.0.

The introduction of what is a credit card black card and what is a black card ends here. I wonder if you found the information you need from it?