1. The password has been entered incorrectly for 3 times

If the cardholder has entered incorrectly for 3 times, it will be locked. After being locked, the cardholder needs to bring the credit card and his valid ID card to the local credit card center for unlocking.

2. Suspected cash withdrawal leads to freezing

Frequent use of pos machines for large cash withdrawals, especially cash withdrawals by capping machines, has caused UnionPay to have doubts about your credit. ICBC will reduce your credit card limit, and if the circumstances are serious, it will directly close the card.

3. Repeated overdue repayment

The solution is to repay the loan in full as far as possible, or pay the bill in installments, and call the customer service to ask for unfreezing. As a result, the amount may be reduced, but if the overdue times are not many, the general customer service will unfreeze it.

4. code set and code skipping of the second clearing POS machine.

At present, the market is flooded with second-clearing machines, and the consumption records of credit cards are in a chaotic state because some of them use the big merchant model! For example, if Zhang San lives in Guangzhou, he spends a transaction in 1 yuan in a certain store, and the registration information of the POS machine used by the other party in ICBC may be in another city. Once Zhang San spends money on the second-clearing POS machine in other merchants' classes on the same day, if he encounters the same situation, there will be a credit card swiping record in several different cities within one day, which is very easy to be monitored and seized by ICBC!

5. Always swipe your card within the scope of your business. ICBC is very sensitive to risk prevention and may freeze your card.

6. I often spend money online. Because online consumption is unprofitable for ICBC, it is also possible that my card will be locked.