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What are the counterfeiting and fraud techniques for credit cards?

When it comes to credit cards, you will be familiar with them. This kind of fast and convenient consumption settlement tool is still widely used in life. As more and more people use credit cards, credit card fraud cases have gradually shown an upward trend. Let’s take a look at what are the fraud techniques for counterfeit credit cards?

1. Credit Card SMS

Scammers pretend to be UnionPay to notify you that you have successfully used your debit card for shopping in shopping malls and leave an inquiry phone number. For example, the following message: "Dear bank card customer, you purchased 5,000 yuan in a certain department store yesterday, and it will be deducted from a certain card of yours. If you have any questions, please call a certain card for consultation. After you call for consultation, the other party You will be guided to the ATM machine to operate and unknowingly ask you to transfer your money to the other party.

2. Call to ask for the credit card password

The fraudsters will tell you. Your bank card has been stolen and the suspect has been arrested. Please report your credit card number and password to the bank staff to avoid being frozen. After the other party learns your relevant information, your credit card will follow. The amount available for use is constantly decreasing, and the real freeze is not far away. Remember, no bank staff will ask credit card customers to provide their passwords verbally in any form.

3. Snoop on the password. Package

When you withdraw money or swipe your card to make a purchase at an ATM, the thief has already targeted your bank card and then quickly steals the stolen wallet. After they remember your bank card password, Immediately steal and withdraw cash.

4. Fake card swallowing

Fraudsters put an iron plate on the card entrance and exit of the ATM machine and buckle it upside down, causing the credit card to be swallowed. Illusion. The "kind person" next to you failed to enter your password again. While you were checking with the bank, the "kind person" had quietly withdrawn cash from your credit card and went to another teller machine.

5. Forgery. Bank websites

There are online advertisements saying that a certain bank's online banking is offering a lottery. After clicking on it, you are required to enter your card number, password and credit card expiration date to get your credit card information. In terms of design, these websites usually imitate the real thing. Bank websites have deceived many people.

There are many ways to commit fake card fraud. You should keep your personal credit cards safe and remember not to borrow them. At the same time, you should also pay attention to the safety of the environment when using credit cards. Don't keep yourself out of sight when using your credit card, and don't swipe the card for others. Keep the credit card transaction records properly and don't throw them away