Why does the Bank of Communications credit card have to repay more than 4,800 yuan this month, but the minimum repayment is 992 yuan? What does the balance of installment mean? Please ask professionals to answer! Full repayment 4874. If the payment is made in full on the repayment date, the consumption part of the current bill can be interest-free. If the minimum repayment is made on time, the cardholder's current credit information will not be affected, but interest will be charged on the whole bill.

If the balance is transferred to installment, you should have applied for installment repayment.