Collect fees from merchants;
Charge fees for derivative services such as installment payment, minimum repayment amount, overdraft cash withdrawal (micro-loan);
Overlimit fee;
Late payment fee;
Annual fee.
Related extensions:
During the "Twelfth Five-Year Plan" period, the state proposed to speed up the transformation of economic development mode and economic restructuring, and vigorously advocated consumer finance, which brought opportunities for the development of the credit card industry.
Promote mobile finance? Create a new payment experience
With the increasing popularity of smart terminals, mobile Internet has undoubtedly become the future development trend. The demand for mobile payment will greatly promote the marketing innovation and product structure optimization of credit cards, thus expanding consumer finance and promoting domestic demand.
Develop consumer finance? Promote new consumption growth
By vigorously promoting consumer finance business, it not only effectively improves the card utilization rate and loyalty of cardholders, but also provides financial convenience for cardholders' daily life. At the same time, with the help of the rich payment methods of credit cards and the professional management and operation of banks, it is of practical significance to rationally guide and expand consumption, promote the coordinated development of the surrounding upstream and downstream industries, and form a virtuous circle.