When applying, you should provide as many financial certificates as possible, such as my financial certificate, such as income certificate, bank deposit certificate, real estate certificate, automobile production certificate, etc. The bank will evaluate the cardholder's assets according to these certificates. If the applicant has deposits in the Agricultural Bank of China, it will also affect the credit card approval quota.

2. Diversification of credit cards and high consumption

Don't return the card blindly even if you are not satisfied with the amount. Cardholders can spend as much as possible by swiping their cards, so that the bank can take the initiative to withdraw the amount for you. Generally speaking, the total monthly consumption is at least 30% above the limit, which can prove that cardholders have a strong demand for credit cards.

Credit card consumption also has secrets. No matter the amount, you can swipe your card, even if you buy a pack of cigarettes and a bottle of water. ② Try to diversify credit card consumption, including hotels, shopping malls, supermarkets, online shopping and Haitao.

3. Repay in full and on time, and maintain good credit.

Don't forget to pay back on time when spending by credit card. For ABC, it is not a car and a house that are quality customers, but cardholders with good reputation who can guarantee timely repayment are quality customers. If you can't repay the loan on time for some reason, you must call the customer service telephone number of Agricultural Bank of China Credit Card 400-66-95599 (mobile phone call charge) /800-8 1-95599 (landline call free) to apply for extension.

4. Take the initiative to apply for withdrawal.

Another quickest way is for the cardholder to apply for voluntary withdrawal. There are two ways to withdraw the amount: fixed amount and temporary amount.

You can apply for a fixed credit card after six months of promotion. The application method is ① Binding the credit card through online banking → selecting credit limit adjustment; ② Call customer service at 800-8 1-95599→ 1 Chinese →4-line service; ③ Add ABC WeChat → Bind credit card → Select quota adjustment.

PS。 It takes 3 working days to get the approval result for the credit card application of Agricultural Bank of China to increase the quota below 1 10,000 yuan, and 5 working days for the credit card application above 1 10,000 yuan.

There is no time limit for upgrading the temporary quota, and the application method is the same as above.

PS。 Agricultural Bank of China credit card application to increase the temporary quota of less than 50 thousand yuan, you can see the audit results immediately. It takes 3 working days for 50,000 yuan to 654.38+10,000 yuan, and 5 working days for more than 654.38+10,000 yuan. The temporary limit is valid for two months.