Cash withdrawal is divided into cash advance and withdrawal of excess deposits (also known as overpayment). Advance cash can provide cardholders with small cash loans. Customers can withdraw RMB cash within the cash withdrawal limit at the counter or self-service equipment of any branch of Agricultural Bank of China with their cards and payment passwords. Agricultural Bank of China will charge a certain withdrawal fee and interest. Among them, the accumulated cash advance of credit card accounts in China in a single day shall not exceed RMB 65,438+00,000 (cash advance of ATM and counter channels and main and secondary cards). Withdrawing excess deposits means that you withdraw or transfer the funds stored in the card or the excess funds paid when repaying. Withdrawing excess deposits only requires a cash withdrawal fee, which is the same as borrowing cash in advance. (Except for card types with special provisions) From 20 17 1, there is no handling fee for accessing excess deposits in credit card banks.