Bank of China credit card credit data retention time:

1. According to the "Credit Report Industry Management Regulations", bad credit information will be stored for 5 years from the date of termination of the bad behavior or event. After that, it will no longer be displayed on the credit report.

2. There is currently no exit mechanism for the credit record after account cancellation and settlement, and will be displayed permanently.

(Answer time: November 15, 2023)

The above content is for your reference, please refer to the actual business regulations.

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