Alipay (China) Network Technology Co., Ltd. is a leading third-party payment platform in China and is committed to providing "simple, safe and fast" payment solutions. Alipay mainly provides payment and wealth management services. Including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and many other fields.

Bank card is a credit payment tool issued by commercial banks, postal savings institutions and other financial institutions to the society, which has all or part of the functions of consumer credit, transfer settlement and cash deposit and withdrawal. Bank cards include credit cards and debit cards.

Alipay is an Alipay platform, and bank cards are issued by banks.