1, the bank pos is positive money, and the working days in the bank are generally except weekends and holidays. Basically, it will arrive in three or five days, because the procedures are complicated and there may be delays;

2. If you spend money in a shopping mall and then return it, within fifteen working days at the latest.

Pos offset means that a transaction has been marked as successful at the terminal, but the account transaction package sent to the host has not received a response, that is, the terminal transaction has timed out, so it is uncertain whether the transaction has been successfully completed at the host. In order to ensure the interests of users, the terminal sends a request to cancel the transaction to the host again. If the host has successfully traded, the transaction will be rolled back, otherwise it will not be processed, and then the processing result will be returned to the terminal.