If you can do it yourself, don't pay a penny. If you can't do it yourself, find an intermediary to do it. The intermediary has the final say.
If you ask about the cash withdrawal point:
The ATM withdrawal fee is relatively high, and the interest is five ten thousandths a day.
Merchants who brush POS machines have the final say, Taobao takes cash, and the store has the final say.
Do ka, get cash, and you can find me.