The quasi-credit card can overdraft and withdraw half of its own limit, and the period is 60 days

If the credit card limit is 10,000 yuan, it can overdraft and withdraw 5,000 yuan, and the required amount is Repayment will be considered overdue if it spans multiple months

The conditions for applying for ICBC credit card cash installment are as follows:

1. Must be a target customer assessed by the ICBC Head Office, non-target customers cannot apply;

2. Applications are limited to principal cardholders of credit cards (except for special products such as Yidai credit cards, business cards, and credit card products otherwise agreed upon);

3. The cash installment currency is RMB, the starting amount is 600 yuan;

4. Provide a local savings card or current account with the same name opened at ICBC as the account to which the funds are transferred.

5. The cash installment limit cannot exceed 50% of your total credit card limit, and the maximum cannot exceed RMB 300,000. The actual situation shall prevail.

Warm reminder: If you need to check whether you meet the processing conditions, you can log in to personal online banking to try, or you can call our customer service hotline to confirm.