Usually, the bank reports that this card is over limit, indicating that the consumption amount of the credit card has exceeded the maximum credit limit of the credit card. If the credit card exceeds the limit, it may be because the credit card limit is insufficient, or the credit card payment exceeds the single payment limit.

If the credit card exceeds the limit due to insufficient credit limit, it is recommended that you change the card to pay. If the payment exceeds the single limit, it is recommended that you choose to modify the payment amount and make multiple payments.

Generally speaking, the main reasons for the single payment limit are as follows:

1. The credit card holder has set a single payment limit;

2. Credit card online transaction limit;

3. The bank has limited the single credit card limit of specific merchants.