However, there is no interest-free period for overdraft withdrawal, and the bank will charge you a withdrawal fee and interest.

The bank will charge a withdrawal fee of 0.5% of the withdrawal amount, ranging from 2 yuan to 50 yuan. In addition, the bank will calculate interest from the date of withdrawal, with a daily interest rate of five ten thousandths and compound interest on a monthly basis.

If the payment is made in full before the final repayment date, the consumption will still enjoy the interest-free period. If you don't repay in full before the final repayment date, then this consumption will not enjoy the interest-free period, and the bank will calculate the interest at the rate of five ten thousandths per day from the time your consumption arrives.

Therefore, I suggest that you repay the money early.