Under normal circumstances, the daily interest rate of credit card interest fee is five ten thousandths, that is to say, the monthly interest of 1, yuan is about 15 yuan.
1. Generally, credit cards are repaid on time and in full without interest. In addition, there is a certain interest and handling fee for overdraft withdrawal. The interest is calculated on a daily basis, which is also very 5%. The handling fee is charged at .5% from the date of cash withdrawal (minimum 2 yuan/transaction). You can control the credit card consumption to repay on time every month, and the credit card can always be interest-free. You only need to refund the bank amount you spend. If the loan is overdue or not repaid in full without interest, the bank will charge interest soon.
2. Credit card interest is calculated from the date of purchase. Interest is charged at 5% per day and compounded monthly, that is to say, if interest is not paid this month, interest will be accumulated next month. In addition to interest, using credit cards to repay on time will also generate some other expenses, such as late fees. Cardholders should pay attention to the cost standard of credit cards when using them. Credit cards are generally repaid on time, and the full repayment is interest-free. Credit cards can be controlled to repay on time every month. Credit cards can always be interest-free, and only the bank amount you spend is refunded without interest.
if there is a demand for capital turnover, we recommend you to use the money flower. The money flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu money flower, renamed as "money flower" in June 218), and the big brands are trustworthy with low interest rates. Money is spent-full of easy loans, the maximum amount of loans is 2 thousand, and the daily interest rate is as low as .2%.