1. Log in to Alipay account and enter "credit card" in the top search field.

2. enter "credit card" and search. find "life number" in the display bar below. many banks will appear under the life number. find the bank that wants to apply for a credit card and click it.

3. after jumping to the page, click the "follow" button to follow the bank's life number.

4. Next, you will enter the bank's life number, find the "I want to apply for a card" button at the bottom, click it, and the "apply for a credit card" option will appear, and then click it.

5. Then the words "Fill in information" will appear. At this time, just follow the steps to fill in your own information (after the information is filled in, the bank center will call to confirm it within 1-5 working days to keep the phone open).

operating environment:

brand model: iPhone13

system version: iOS15.

app version: 1.2.5

extended information:

credit card is a micro-credit payment tool provided by banks to users to spend first and then repay. Credit cards are convenient and fast to use. You don't need to bring a lot of cash when you go out. One credit card can meet all your needs and you can also limit your overdraft. With the widespread use of credit cards, Xiaobian will tell you something about it:

Credit card applicants must be natural persons over 18 years old with full civil capacity and stable repayment ability. If you apply for a large credit, you need to have a fixed property, a stable unit and income. Because large credit cards can be overdrawn at a high level, most of them become a way for many small enterprises or individuals to turn over their funds or cash out, so the application is very strict and it is generally difficult to be approved.

users who meet the application conditions will provide their ID cards or relevant supporting documents, and some banks will also ask for your proof of residence, such as real estate license, household registration book, social security card, mobile phone bill, etc. Applicants are required to provide a bank statement and payroll details within three months, and the unit should issue relevant salary certificates (valid with the official seal of the unit).

prepare relevant information, fill in the credit card application form, and go to the bank outlet to find a bank salesman or a staff member of the bank credit card center to submit the information. As long as you fill in all the certificates as required, you can also apply online. When submitting the materials, you must consult the credit card formalities and other related information in detail.

applicants should think carefully before handling credit cards. Many cardholders lack detailed knowledge about credit cards, and only think that credit cards are convenient to use, and its repayment process should be planned reasonably to avoid forgetting the repayment date for some reasons and causing unnecessary property losses.

when a cardholder applies for a credit card, he must go to a regular business outlet to protect his personal information, so as to prevent the leakage of effective information and the risk of credit card theft. Generally, it takes about 15-2 working days to apply for approval. If the time is too long, you can call the bank for consultation.

the applied credit card is only for the cardholder's use, and it is not allowed to be lent out. After using the credit card, you must remember your repayment date and choose a repayment method that suits you. If you forget to pay back the card fee, it will affect your credit history.